Self Help Group (SHGs): SHGs is an informal, self managed homogenous and voluntary group 12 - 20 women of a neighborhood engaged in credit and saving activities which operates on the principle of mutuality and solidarity and have three elected executive members.
Valley Level Association (VLAs): Valley Level Associations (VLAs) are an association of SHGs established in the valley. A valley comprises of 25 - 30 villages. Hence each VLA consists of 30 - 40 SHGs, and has three elected executive members, who are from the group of elected representatives of SHGs.
The Valley level President represents the SHGs of her Valley and also is a Board Member of UMM.